PAF is unique among online betting sites in that it donates all net profits to charitable organizations. This Scandinavian bookmaker is controlled by the Åland government and it does not seek to take a profit in the traditional sense. Instead, all profits are redirected to positive causes such as the local public health organization, the Red Cross of Finland, Save the Children and many more. If luck doesn’t go your way, you can take some comfort knowing that anything you lose is at least put toward a good cause.
Notice: This PAF.com review is based on personal opinion only. This is not official promotional content. All opinions and statements are ours alone.
The company holds licenses under both the UK Gambling Commission and the Åland government for its online gaming activities. Its brick-and-mortar business has been active since 1966. Over that long stretch of time, Play Among Friends has donated more than €245 million to charitable organizations. Now with that being said, let’s talk about what it’s like to actually bet online at PAF.com.
- Types of Gaming Offered: sports, casino, poker, bingo and lottery
- Accepted Currencies: Euro
- Languages: English, Finnish, Spanish, Swedish, Russian and Estonian
- Odds Formats: Decimal, Fractional and American
- Software: NetEnt, Quickfire + Custom
- Established: 31 October, 1966
- Payout rate: About 98%
PAF.com Sports Betting
The PAF sportsbook is comparable to that of other major bookmakers. Although the sportsbook definitely has a Finnish touch with sports such as pesapallo, the website is designed for an international audience. In addition to Finland-centric sports, the bookmaker also covers just about every other halfway popular sport in the world.
Football | Tennis | Basketball | Ice Hockey | Baseball |
American Football | Snooker | Volleyball | Golf | Australian Rules |
Bandy | Boxing | Chess | Cricket | Cycling |
Cyclo-Cross | Darts | eSports | Handball | Motorsports |
Entertainment | Olympic Games | Pesapallo | Poker | Politics |
Pool | Rugby League | Rugby Union | Surfing | UFC / MMA |
Water Polo | Winter Sports | Yachting |
Betting lines at PAF.com are usually pretty competitive but it can vary from event to event. Sometimes PAF has the best line among all major bookmakers and sometimes not. Overall, the prices are competitive often enough to make it worth checking in with PAF whenever you plan on making a bet on some upcoming competition.
The one major complaint you’ll often see in regards to PAF sports betting is related to the betting limits. This book is not very keen on large bets. The limits vary based on the sport but often top out at about €500. These limits are more than adequate for recreational punters but they do leave something to be desired among the more serious punters.
As far the betting interface goes, there are no complaints there. This book is easy to use with all sports listed along the left side of the page and all available markets listed right down the middle with the current odds. If you select a wager, a betting slip will appear on the right side of the screen and show you how much money you are about to risk/win before you confirm the wager. The betting slip also includes an option for combining bets (multiples) that essentially let you create parlays from scratch.
One of the unique features of this particular book is the ability to filter the list of wagers inside any sport by type of bet. For example, you can select football from the menu and then use the filter to only show specific types of wagers such as top goalscorer, match bets, over/unders, penalties, corners, Asian lines and about two dozen others.
PAF Live In-Play Betting
Looking at past PAF reviews, I saw that a common criticism was a distinct lack of in-play betting options. I’m not sure when things changed, but PAF.com today has a massive lineup of in-play events on offer every day. The live betting calendar often shows dozens of upcoming events for each day of the week. Whatever the case may have been in the past, PAF has no shortage of live betting markets.
For anyone unfamiliar with live betting, it works just like traditional sports wagering except you’re allowed to place bets after the match has begun. The bookmaker offers a constant line of new wagers that are updated in real time based on the current state of the match. For example, you might want to place a bet on who will score the next goal or change your pick to the team that just took the lead. The odds are updated in real time on a continuous basis as the game plays out in the real world.
PAF.com Deposit Methods
PAF customizes the available deposit methods to your country of residence. Scandinavian countries have the most deposit methods on average, but every country has a few options:
PAF.com Restricted Countries
PAF.com does not offer a complete list of restricted countries, but we do know that bettors from a wide variety of locations are accepted. However, PAF.com does specialize in serving players from four countries in particular: Estonia, Finland, Spain and Sweden. If you live in any other country, you can simply visit the PAF website and you will know instantly if you are blocked. The website will not even display if PAF does not operate in your area.
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Mike Murphy is the founder of OnlineBettingSites.com and has over 10 years of experience in the legal online betting industry. A regular attendee of industry trade shows and conferences, Mike is a strong proponent of regulated markets and responsible gambling policies.